Are you in the market for a new credit card? If so, you should consider HSBC. HSBC offers a variety of credit cards with different benefits, so you can find one that fits your needs. As an HSBC customer, you can enjoy added perks like special rates on loans and mortgages. Read on to learn more about the different HSBC credit cards and how they benefit you.
What is HSBC Credit Card?
HSBC Credit Card is a type of credit card issued by HSBC. It offers many features and benefits, including earning rewards points, cash back, and other perks. Several different types of HSBC Credit Cards are available, so you can choose the one that best suits your needs. Whether you’re looking for a simple cashback card or one with more rewards and perks, HSBC has a credit card.
Benefits of HSBC Credit Card
HSBC Credit Card is one of the most popular credit cards in the world. It offers a wide range of benefits, making it an attractive choice for consumers. Some of the main benefits of HSBC Credit Card include:
1. Cash back rewards – HSBC Credit Card offers cash back rewards on all purchases made using the card. This means you can earn money back on every purchase you make, which can add substantial savings over time.
2. 0% APR – HSBC Card offers 0% APR on all purchases and balance transfers for the first 12 months. This means you will not have to pay any interest on your purchases or balance transfers for the first year, which can save you significant money.
3. No annual fee – HSBC Card does not charge an annual fee, which can save you even more money.
4. Flexible payment options – HSBC Card offers a variety of flexible payment options that allow you to choose the best way to pay for your purchases. You can choose to pay your balance in full each month, or you can make minimum payments.
5. Worldwide acceptance – HSBC Card is accepted by millions of merchants worldwide, so you can use it wherever you travel.
6. 24/7 customer service – HSBC Card offers 24/7 customer service to help you with any questions or issues.
7. Online account management – HSBC Card offers online account management so you can keep track of your account activity and make payments online.
8. Fraud protection – HSBC Card offers fraud protection to help keep your account safe from unauthorized charges.
9. Mobile app – HSBC Card offers a mobile app that allows you to manage your account on the go.
10. Generous credit limit – HSBC Card offers a generous credit limit that can give you the flexibility to make purchases without worry.
HSBC Credit Card is a great choice for consumers looking for a credit card with many benefits. If you are looking for a card with cash back rewards, 0% APR, no annual fee, and other great features, then HSBC Credit Card is the right choice.
Fees on HSBC Credit Card
You should be aware of a few fees when using your HSBC credit card. Here is an overview of the most common fees:
Annual fee: A yearly fee charged by the bank to keep your account open. This fee is typically around $50.
Balance transfer fee: A fee charged when transferring a balance from another credit card to your HSBC credit card. This fee is typically around 3% of the balance being transferred.
Cash advance fee: A fee charged when you withdraw cash from an ATM or other cash advance source using your HSBC credit card. This fee is typically around 5% of the amount withdrawn.
Foreign transaction fee: A fee charged on transactions made in a currency other than Canadian dollars. This fee is typically around 3% of the transaction amount.
Late payment fee: A fee if you make a late payment on your HSBC card bill. This fee is typically around $35.
Returned payment fee: A fee charged if your bank returns a payment you make for any reason. This fee is typically around $25.
We hope you find this information helpful. If you have any further questions about fees on your HSBC card, please contact us at 1800 266 3456 and Overseas at +91-40-61268001. And we would be happy to assist you. Thank you for choosing HSBC!
How to HSBC Credit Card Apply Online?
HSBC Credit Card Apply: Applying for an HSBC credit card is easy and can be done in a few simple steps.
1. Visit the HSBC website and select the ‘Credit Cards‘ tab.
2. Choose the type of credit card you would like to apply for.
3. Fill out the online application form with your personal and financial information.
4. Once your application has been submitted, you will receive a decision within 7-10 business days. If your application is successful, your new credit card will be sent to you within 2-3 weeks. Start using it straight away!
5. If you’re unsure which credit card is right for you, HSBC also offers a credit card comparison service to help you make the best decision.
Eligibility For Hsbc Credit Card
If you’re looking for a credit card with great benefits and rewards, you may want to consider HSBC. However, before you apply, it’s important to understand the eligibility requirements for an HSBC credit card.
To be eligible for an HSBC credit card, you must:
– Be at least 18 years of age
– Be a resident of the United Kingdom & India
– Have a good credit history with no defaults or CCJs
– Have a regular income of at least £1,000 per month (after tax)
If you meet all of the above criteria, you should have no problem being approved for an HSBC credit card. However, if you do not meet these requirements, you may still be able to apply for a credit card from another issuer.
Kind of HSBC credit card
HSBC credit cards offer many features and benefits, from cashback and rewards to 0% APR balance transfers. There’s an HSBC card for everyone, whether you’re looking for a simple cash back card or one with travel perks.
Here’s a breakdown of the different types of HSBC credit cards:
1. Cash Back Cards
HSBC Cash Back Credit Card: This card offers 1% cash back on all purchases, with no limit to your earnings. There’s also a 0% intro APR on purchases and balance transfers for the first 12 months (then a variable APR of 14.24%, 18.24%, or 25.24%).
2. Rewards Cards
HSBC Premier World Elite Mastercard: This card offers 5x points on travel and dining, 3x on gas and grocery purchases, and 1x on everything else. You’ll also get a $100 annual travel credit, no foreign transaction fees, and a 0% intro APR on purchases for the first 12 months (then a variable APR of 17.99%, 21.99%, or 25.99%).
3. Balance Transfer Cards
HSBC Platinum Mastercard: This card offers 0% intro APR on balance transfers for the first 18 months (a variable APR of 14.24%, 18.24%, or 25.24%). There’s also no annual fee, and you can earn rewards points on your purchases.
4. Student Cards
HSBC Student Credit Card: This card is designed for students looking to build their credit. It offers 0% intro APR on purchases and balance transfers for the first 9 months (a variable APR of 14.24%, 18.24%, or 25.24%). There’s no annual fee, and you can earn rewards points on your purchases.
5. Business Cards
HSBC Business Credit Card: This card is designed for business owners who want to earn rewards on their business expenses. It offers 5x points on office supplies, 3x points on gas and dining, and 1x points on everything else. You’ll also get a 0% intro APR on purchases and balance transfers for the first 12 months (then a variable APR of 14.24%, 18.24%, or 25.24%).
Which HSBC credit card is right for you? It depends on your spending habits and what type of rewards you’re looking for. The Premier World Elite Mastercard is a great choice if you travel often. The Student Credit Card is a good option if you’re a student. And if you own a business, the Business Credit Card is worth considering.
Eligibility For Hsbc Credit Card
How to make an HSBC credit card payment?
You can make your payments in several ways if you have an HSBC credit card. You can pay online, by phone, or by mail.
If you want to pay online, you’ll need to log in to your account on the HSBC website. Once you’re logged in, you’ll be able to see your balance and make a payment.
To pay by phone, you can call HSBC’s customer service number and give them your credit card details. They will then process the payment for you.
To pay by mail, you must send a check or money order to HSBC’s mailing address. Be sure to include your credit card number on the check or money order so that they can apply the payment to your account.
That’s all there is to it! Making your HSBC credit card payment is quick and easy and can be done in several ways.
What is an HSBC visa platinum credit card?
HSBC Visa Platinum Credit Card is a card that offers a wide range of benefits and features to its users. It provides its users several perks, including cash back, travel insurance, and purchase protection. It also comes with a competitive interest rate and an annual fee waiver.
How to HSBC credit card login?
If you’re an HSBC credit card holder, you can log in to your account online to manage your account, make payments, and more. Here’s how to do it:
1. Go to the HSBC website.
2. Click on the “Credit Cards” link at the top of the page.
3. Find the section labeled “HSBC Credit Cardholders.“
4. Enter your 16-digit credit card number and 4-digit PIN in the fields provided.
5. Click on the “Log In” button.
6. You will now be taken to your account management page, where you can view your account activity, make payments, and more.
If you have trouble logging in, you can contact HSBC customer service for assistance.
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Frequently Asked Question
How to generate HSBC credit card pin?
If you’re an HSBC credit card holder, you may be wondering how to generate your credit card PIN. Here’s what you need to know.
Your credit card PIN is a four-digit code used to verify your identity and authorize transactions. You will need to use your PIN when making purchases, withdrawing cash, or making other transactions.
To generate your HSBC credit card PIN, you must visit the HSBC website and log in to your account. Once logged in, you will see a link to “Generate Credit Card PIN.” Click on this link and follow the instructions on the screen.
You will be asked to enter your 16-digit credit card number and confirm your identity by entering your date of birth. Once you have confirmed your identity, you can choose a four-digit PIN.
Once you have chosen your PIN, you must remember it and keep it safe. Do not write down your PIN or share it with anyone. If you forget your PIN, you can always generate a new one by following the same process on the HSBC website.
Now that you know how to generate your HSBC card PIN, you can use it to make purchases, withdraw cash, or make other transactions. Just remember to keep your PIN safe and never share it with anyone.
How to redeem HSBC credit card points?
If you’re an HSBC credit card holder, you can redeem your points for various rewards. Here’s how:
1. Log in to your online account and go to the ‘Rewards’ section.
2. Browse the available rewards and select the one you’d like to redeem your points for.
3. Follow the instructions on how to redeem your points.
To get the most out of your HSBC credit card rewards, check out the latest offers and promotions. With a little planning, you can make your points go even further!
How to activate HSBC credit card?
If you have an HSBC credit card, you can activate it by following these simple steps:
1. Log in to your online account and go to the ‘Credit Cards’ section.
2. Select the credit card you want to activate from the list of cards displayed.
3. Click on the ‘Activate Card’ button and follow the instructions.
4. Once your credit card has been activated, you can start using it for purchases and cash withdrawals.
You can contact HSBC customer service for help if you need any assistance.
How to close an HSBC credit card?
If you’re looking to close your HSBC credit card, there are a few things you need to know. Here’s a step-by-step guide on how to do it.
Step 1: Call customer service. The first thing you need to do is call HSBC’s customer service number at 1800 266 3456 and Overseas at +91-40-61268001.
Step 2: Tell the customer service representative to close your account. They will ask for your account number and other information to verify your identity.
Step 3: Request a final statement. Once they have verified your identity, the customer service representative will generate a final statement for your account. This statement will show all of the charges and payments made on your account up until the date of closure.
Step 4: Pay off your balance. If you have a balance on your account, you will need to pay it off before your account can be closed. You can send a check or money order to HSBC’s payment center or make a payment online through their website.
Step 5: Cancel any automatic payments. If you have any automatic payments on your HSBC credit card, such as for your monthly bill or subscription service, you will need to cancel these before your account is closed. You can do this by contacting the company receiving the payments and asking them to cancel the automatic withdrawal from your HSBC account.
Step 6: The customer service representative will close your account once everything is taken care of. You will receive a confirmation number for your records.
That’s all there is to it! Closing your HSBC credit card is a simple process that can be done over the phone or online. Make sure you have everything in order before you call, and be prepared to pay off any outstanding balances. Then you’ll be free of your HSBC credit card debt.
How to issue a cheque for an HSBC credit card?
If you need to issue a cheque for your HSBC credit card, you’ll need to have the following information ready:
– The name of the recipient
– The amount of the cheque
– Your HSBC credit card number
– The expiry date of your HSBC credit card
– The 3-digit security code on the back of your HSBC credit card
Once you have all this information, you can fill out the cheque and sign it. Then, please mail it to the address on the back of your credit card statement.
My name is Card-Topedia, and I’m the author of Cardtopedia.com, a blog about credit cards and banking. I’ve been passionate about fintech since graduating from university with an honours degree in finance. I currently live in London but have experience living and working abroad in several countries including Germany and Australia. With my financial background and personal experience, I’m passionate about helping people make informed decisions when it comes to credit cards and banking products. Through Cardtopedia, I provide unbiased reviews, tips and advice on how to maximize rewards while minimizing fees. My goal is to help readers simplify their finances so they can focus on what matters most – achieving financial freedom!
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