How To Apply For YES Bank Credit Card, PIN Generate: Steps-By-Steps

If you are looking for a credit card that will offer you great rewards and benefits, the yes bank credit card is a great option. This card offers a variety of rewards and benefits, including cashback, travel rewards, and more. Furthermore, the yes bank credit card comes with lots of unique features which make it a good choice for the people. If you want to know more about How To Register Credit Card In Yes Bank Net Banking & How To Generate A Yes Bank Credit Card Pin and what are its benefits so we are request to you read this article till the end.

Previous article we shared details on How To Apply for HDFC Bank Credit Card if you are an HDFC Bank user so you can check the dedicated article.

How To Apply For Yes Bank Credit Card?

Yes, a bank credit card is a good option for those looking for a credit card with plenty of features and benefits. You will be surprised to know that applying for a creditcard is very easy and can be done online. That’s why, below we have mentioned some of the steps regarding the procedure for applying the Yes bank credit card:

1. Firstly, you have to visit the website of this yes bank and navigate inside the ‘Credit Cards’ section.
2. Select the type of credit card you want to apply for – either Standard or Gold.
3. Then,  you have to fill in some important details such as name, email id, mobile number, etc.
4. Enter your income details and choose the payment option that suits you best – either monthly or annually.
5. Lastly, you always should see the terms and conditions and click on ‘Submit.’

You will receive an acknowledgment message from Yes bank once your application is successfully submitted. The bank will then contact you regarding the next steps. As it takes around 2-3 weeks for processing this application regarding credit delivery. Once you receive your card, then immediately use it. Remember to make timely repayments and stay within your credit limit to avoid paying any interest or late fees.

Variant Of Yes Bank Credit Card

How To Generate A Yes Bank Credit Card Pin?

Furthermore, this credit card pin  generation process is very easy and can be done online. So, below we have mentioned some steps to generate your Yes bank credit card pin:

• Log in to your Yes bank account online – https://www.yesbank.in/
• Click on the “Credit Cards” tab.
• Then, you have to tap on the selected credit card for which you have to generate pin.
• Enter the required information and click on the “Generate Pin” button.
• After this process, your new pin of this Yes bank credit card will be generated. Keep in mind, you should not tell anybody else.

How To Register Credit Card In Yes Bank Net Banking

To register your credit card in yes net banking, follow these steps:

• First of all, visit the official Yes online net banking page – https://www.yesbank.in/digital-banking/online-banking
• You have to login on your account and go to the ‘Cards’ tab.
• Under the ‘Credit Cards’ section, click on the ‘Register Credit Card’ link.
• Then, you have to enter your credit card number and tap on the ‘Submit’ button.

Things You Just Will Need Do

• After this, you will get an OTP (One Time Password) on your registered mobile number which you have to enter in the next screen and tap on the ‘Validate’ button.
• Your credit card will be registered successfully! Furthermore, you can easily view your credit card balance, transactions history, and many more by using the yes bank net banking account.

How To Increase The Credit Card Limit On Yes Bank Credit Cards?

If you have a Yes Bank credit, then you might sometimes wonder how to increase your credit limit. Fortunately, the process is not very difficult as you only have to follow a few  easy steps.

1. First of all, you have to log in your online account with Yes Bank and navigate to the “Credit Cards” section under the account dashboard.
2. Secondly, you will find the credit card section from where you will see the request a limit increase option. You simply have to click on the “Request Increase” button.
3. After this, you will be prompted to a new credit limit amount according to your credit score history. In addition, you should enter that  amount which you are confident that  you can repay if approved.
4. Once you’ve entered the requested credit limit amount, simply click have to tap on the “Submit” button.
5. Finally, the request has been sent to the for approval. Once it gets approved, you will receive an email notification which has a message of confirmation about the new credit limit on your account.

Increasing your credit limit gives you a good way of  giving extra financial flexibility. You just have to request an amount that you are confident that you can repay after it gets approved. Furthermore, the people can easily increase their credit limit of this Yes Bank by following these simple steps.

Before Applying You Should Know Yes bank Credit Card

If you are applying for this credit card, then you should keep in mind about a few things before applying for it. So, below we have mentioned what you need for applying for the Yes Bank credit card.

• Gather Your Financial Information – To apply for this credit card, you have to give your financial information that includes your income, debts, and assets. You’ll also need to have a good idea of your credit history.
• Choose The Right Card For You – There are many different Yes Bank credit cards, so you must choose the right one for you. Consider factors like rewards programs, interest rates, and annual fees when deciding.
• Fill Out The Application – After choosing the right card,  you have to fill out the application and give some personal information such as your address, Social Security number, name, and many more. Furthermore, you will have to answer some of the questions regarding your financial situation.
• Wait For Approval – Once you have submitted the  application,  the yes bank will take some time to review your application. If your application gets approved, then you will receive mail regarding your credit card details and you can start using it right away. If not, then you may reapply for it after 3 months.
• Use Your Card Responsibly – You should always use your Yes Bank credit card in the right way. This means making payments on time and keeping your balance low. By doing so, you’ll avoid late fees and interest charges. And, you should always keep in mind that you have to build up a good credit history, that will come in handy down the road.

Following these simple steps, you can easily apply for a Yes Bank credit card and start enjoying all of the benefits that come with it.

Benefits Of Yes Bank Credit Card

If you are looking for a credit card with plenty of benefits, you should consider the Yes bank credit card. Some of the important benefits of this yes card credit card are:

1. Reward Points – You can earn reward points on every purchase you make using your Yes bank credit card. Furthermore, you can redeem these points as a cash back offer, discount, or any other goodies.
2. Credit Limit – Yes, the bank offers a very high credit limit on their credit cards, which means that you can use your card for larger purchases without worrying about maxing out your limit.
3. Flexible Repayment Options – Yes, the bank offers flexible repayment options to repay your dues at your convenience. This thing makes it easier for you to manage the finances and keep your credit score good.
4. Exclusive Offers And Discounts – Furthermore, the cardholder of this credit card will get lots of exclusive discounts and Offers when they use this credit card. This makes using your credit card even more beneficial.

So, this yes bank credit card will be a good choice for you people, if you want to enjoy lots of features as you will not get in other credit cards.

Eligibility Of Yes Bank Credit Card

As you know, the yes bank credit is one of the most used and popular credit cards in India because of many of its benefits which you will not get in any other card. Moreover, its wide variety of benefits attract more people. However, it is important to check the eligibility whether you can apply or not.

To be eligible for a Yes bank credit card, you must:

– Your age should be 18 years old.

– You should be a resident of India

– You must have a source of income

– Last your credit card score history should be good. 

If you meet all these criteria, you can apply for a Yes bank credit card online or at any bank branch.

Documents Required For Yes Bank Credit Card

1. Photo ID proof: You will need to submit a valid photo ID as proof of identity. This could be your passport, driver’s license, PAN card, or other government-issued ID.
2. Address proof: You will also need to submit proof of your current address which may be a utility bill, lease agreement, or any other official document with your name and address.
3. Income proof: To qualify for a Yes bank credit card, you must prove that you have a steady income. This could be in the form of payslips, tax returns, or any other official documentation that shows your income over some time.
4. Bank statements: You must also submit your latest bank statements. This shows that you have the financial capability to repay any debts you may incur on the credit card.
5. Other documents: In some cases, the bank may also require additional documents such as a copy of your passport or visa if you apply for a foreign travel credit card.

Additional Information Of Joining Fees On Credit Card

You may incur several charges on your YES Bank credit card. As the charges of this card are annual or one-time fees, while others are recurring charges.

Here is a list of some of the more common charges:

• Annual Fee – An annual fee is charged by most credit card issuers, and YES Bank is no different. The annual fee for a YES Bank credit card ranges from Rs. 500 to Rs. 2,500. This fee is generally waived if you spend a certain amount on your card within a year (usually between Rs. 15,000 and Rs. 20,000).
• Joining Fee – A joining fee may be charged when you first get your credit card. For a YES Bank credit card, this fee ranges from Rs. 500 to Rs. 2,500.
• Late Payment Fee – You will be charged a late payment fee if you don’t pay your credit card bill on time. For YES Bank credit cards, this fee is 2% of the outstanding amount (minimum Rs. 100).
• Overlimit Fee – This over-limit fee is only charged when you exceed your credit limit such as for this credit card, the fee is 2% of the over-limit amount (minimum Rs. 100).
• Cash Advance Fee – This fee is taken when you withdraw cash from an ATM or do bank transfer using a credit card. Like for this YES Bank credit card, the fee is 3% of the transaction amount (minimum Rs. 300).

This fee is charged when you do transactions in a foreign currency. This fee is 3% of the transaction amount for YES Bank credit cards.

Cardtopedias

My name is Card-Topedia, and I’m the author of Cardtopedia.com, a blog about credit cards and banking. I’ve been passionate about fintech since graduating from university with an honours degree in finance. I currently live in London but have experience living and working abroad in several countries including Germany and Australia. With my financial background and personal experience, I’m passionate about helping people make informed decisions when it comes to credit cards and banking products. Through Cardtopedia, I provide unbiased reviews, tips and advice on how to maximize rewards while minimizing fees. My goal is to help readers simplify their finances so they can focus on what matters most – achieving financial freedom!